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Managing the funds you have and getting you the funds you need 

Value One understands that having ready access to business financing is a critical need for growing businesses of all sizes.  Our business began 100 years ago with the same needs you now face.

As a small business owner, having access to the right level and type of business funding can make the difference between keeping the doors open and taking your company to the next level.

Small business funding helps entrepreneurs grow their companies from innovative startups to the established brands consumers rely on for products and services.

However, finding a knowledgeable and responsive financial services partner can be a challenge for small business owners. While large financial services companies offer a variety of business loan products and lines of credit, they don’t always offer the personalized attention and responsive customer support that small business owners demand.

Plus, identifying the financial products that are right for your specific company requires a seemingly endless amount of time and research – a precious resource for small business owners.

Now, consider how it would feel to have someone help you do the heavy lifting of ensuring your company has the funds it needs to grow and thrive for years to come.

Instead of spending time researching and contacting potential business finance providers that don’t really value small businesses, what if you could make one simple phone call, or fill out an easy questionnaire, and in moments find yourself pre-qualified for a range of valuable commercial loan and/or line of credit products tailored to your company?

That is precisely what the knowledgeable team of advisors at Value One is here to do for you.

Small Business Loans and Business Financing

At Value One, we understand the needs and frustrations of small business owners. We know that when it comes to acquiring the financial and business services your company needs to thrive that you want to work with business people who respect your time and listen to you carefully.

Value One believes in your business just as much as you do. We offer a complete range of vital financial and business services solutions specifically tailored to meet the unique needs of small business owners like you.

By simply answering a few questions or making one quick phone call, our funding experts will personally guide you to the best business loans or lines of credit for your company.

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Small Business Loans and Financing

Managing the funds you have and getting you the funds you need 

Value One understands that having ready access to business financing is a critical need for growing businesses of all sizes.  Our business began 100 years ago with the same needs you now face.

As a small business owner, having access to the right level and type of business funding can make the difference between keeping the doors open and taking your company to the next level.

Small business funding helps entrepreneurs grow their companies from innovative startups to the established brands consumers rely on for products and services.

However, finding a knowledgeable and responsive financial services partner can be a challenge for small business owners. While large financial services companies offer a variety of business loan products and lines of credit, they don’t always offer the personalized attention and responsive customer support that small business owners demand.

Plus, identifying the financial products that are right for your specific company requires a seemingly endless amount of time and research – a precious resource for small business owners.

Now, consider how it would feel to have someone help you do the heavy lifting of ensuring your company has the funds it needs to grow and thrive for years to come.

Instead of spending time researching and contacting potential business finance providers that don’t really value small businesses, what if you could make one simple phone call, or fill out an easy questionnaire, and in moments find yourself pre-qualified for a range of valuable commercial loan and/or line of credit products tailored to your company?

That is precisely what the knowledgeable team of advisors at Value One is here to do for you.

Small Business Loans and Business Financing

At Value One, we understand the needs and frustrations of small business owners. We know that when it comes to acquiring the financial and business services your company needs to thrive that you want to work with business people who respect your time and listen to you carefully.

Value One believes in your business just as much as you do. We offer a complete range of vital financial and business services solutions specifically tailored to meet the unique needs of small business owners like you.

By simply answering a few questions or making one quick phone call, our funding experts will personally guide you to the best business loans or lines of credit for your company.

We add Value by adding to your working capital.

Additional funds enable small business owners to open new doors, whether they have a startup business or would like to expand an existing business. We offer a range of working capital options that add value to small and mid-sized businesses across the country.

Different Types of Loans for Small Businesses

Business financing provides you with readily available cash that can be used to support the daily operations of your business. Business financing can come in many forms including business loans, merchant cash advances, business credit cards, or business lines of credit.

Value One and its lending partners are committed to helping small business owners successfully grow their operations with a range of commercial funding products. Our business financing team works with you to ensure these products are provided at fair, reasonable rates and in simple terms you can understand. Value One is committed to working with the best lenders in the industry so that you can sleep better at night, knowing you have access to the best business financing options available to help your business thrive.

Here are some of the business loans and financing available to you through Value One:

Term Loans

A term loan provides you with important working capital needed to fund your business. With a term loan, you borrow the amount you need in one lump sum, then pay it back over a set period of time…at a predefined interest rate.

A term loan is the most common type of business loan sought by small business owners because it offers flexibility. Term loans typically have attractive monthly payments because they offer fixed or variable interest rates and longer payment terms.

Business Line of Credit

Like a term loan, a business line of credit (LOC) helps small business owners cover operational costs and provide important capital to fund expansion.

However, unlike a term loan, you are given a set amount of available credit and pay interest only on the funds when you access them. Once you repay the amount of funds you have accessed, your line of credit is automatically replenished to the original credit level provided to your business and is available for you to use again. LOCs give business owners vital working capital to buy equipment, fund receivables, or ease temporary cash flow concerns.

Invoice Factoring or Accounts Receivable Financing

Invoice factoring gives business owners access to cash by using outstanding invoices as collateral against commercial loans. Business owners receive an advance on their accounts receivable for only a small factor fee.

Invoice factoring gives you nearly the full value for your outstanding invoices immediately so you can use the funds to handle cash flow issues and support daily business operations. Once your customers have paid the invoices, you will receive any balance of funds.

Merchant Cash Advance (MCA)

A merchant cash advance provides access to funds in one lump sum payment to you. The advance is repaid based on an agreed upon fixed or variable interest rate leveraged against your future debit and credit card receivables.

This makes a merchant cash advance a good option for retail stores, service providers, and restaurants who have consistent and predictable cash flow from regular customers.

Contact Us
We help you protect, grow and run your business.

Connecting Your Small Business to Loans and Financing

When you have a clear understanding of your long-term financial goals and the right partner to help you achieve them, it is much easier to make informed, smart decisions that can protect and grow your company.

Contact us today to see how Value One can help you attain the resources you need to keep your business thriving for years to come. There are several convenient ways to reach one of our expert small business financial advisors.

• Use our online platform to answer a few simple questions and receive a response within a short period of time.

• Give us a call and speak directly with one of our financial team members.

• Contact us directly using our easy-to-use online chat feature.

No matter how we begin the conversation, Value One is ready to help you obtain the important commercial funding you need to move your business forward.

Business Financing

Business Line of Credit

Business line of credit (LOC) options supported by a simple and straightforward application process.

Learn More
Term Loans

Simple and straightforward business term loan options.

Learn More

Call us at 855-248-5050 or complete the form below to take the next step toward your business goals.
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